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urssaf and over-indebtedness of individuals: procedure, disputes and cancellation of social debts
By Raphaël MORENON18 September 2025URSSAF constraints and debts: find out how overindebtedness can freeze proceedings and help you find a solution. Protect your rights!
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
The Single Resolution Mechanism (SRM): operation and role of the CRU and FRU
At the heart of the Banking Union, the Single Resolution Mechanism (SRM) has been set up to manage the failure of the largest banks in the participating Member States in a centralised and harmonised way. This mechanism, which is structured around the Single Resolution Board (SRB) and the Resolution Fund (RF),...Understanding European banking resolution: protecting deposits and stability
A bank failure may seem like a distant event, but its repercussions have the potential to affect every citizen. To prevent systemic financial crises, such as the one in 2008, and to safeguard depositors' savings without taxpayers having to pay, Europe has set up the Banking Union and its supervisory mechanism...ACPR: Status, organisation and international cooperation explained
The Autorité de Contrôle Prudentiel et de Résolution (ACPR) is a key player in the French financial landscape. Attached to the Banque de France, this authority oversees the banking and insurance sectors, contributing to financial stability and consumer protection. Understand its status, its...The ACPR's powers and sanctions: What you need to know
The Autorité de contrôle prudentiel et de résolution (ACPR) plays a central role in the stability of France's banking and insurance sectors. Understanding the scope of its powers, from preventive measures to disciplinary sanctions, is essential for the entities it supervises. This article sets out the ACPR's prerogatives in detail, shedding light on the...Understanding the ACPR: Role, missions and supervision of the banking and insurance sector
The Autorité de Contrôle Prudentiel et de Résolution, better known by its acronym ACPR, is a key institution in the French financial landscape. Whether you are a bank customer, an insurance policyholder or the director of a financial institution, understanding its role and missions is essential. This article summarises the key points concerning...The seized debtor: rights, obligations and protection
Who hasn't received a letter from a bailiff? This stressful experience places the recipient in a specific legal position: that of the distrained debtor. As the central character in civil enforcement proceedings, the debtor has specific rights, but must also comply with certain obligations. The status of debtor The person of the debtor...Tasks and powers of the ECB within the Single Supervisory Mechanism (SSM)
Since the financial crisis of 2007-2008 and the ensuing sovereign debt crisis, the European Union has undertaken a far-reaching reform of banking supervision. The creation of the Banking Union, and within it the Single Supervisory Mechanism (SSM), marked a major turning point. This mechanism entrusts...MSU: understanding the principles and scope of single banking supervision
The European Banking Union, conceived in response to the financial turmoil of 2007-2008 and the sovereign debt crisis that followed, represents a major step forward in financial integration within the European Union. At the heart of this union is the Single Supervisory Mechanism (SSM), an integrated system...The Single Supervisory Mechanism (SSM): role and operation explained
The European banking landscape has been profoundly reshaped in recent years, particularly since the financial crises that have shaken the global economy. At the heart of this transformation is the Banking Union, an ambitious project aimed at strengthening the solidity of banks and harmonising their supervision within the eurozone...Understanding the free movement of capital and payments in the EU
The free movement of capital and payments is one of the four fundamental freedoms guaranteed by the European Union Treaties. This freedom is often overlooked by businesses and individuals, yet it plays a decisive role in the smooth running of the European internal market. Our firm regularly observes situations where...
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