Publications
Garnishee banker: obligations, responsibilities and management of complex garnishee accounts
By Raphaël MORENON14 September 2025Is your bank a garnishee? Understand the key obligations in the event of a bank attachment to avoid penalties. Secure your transactions against the risks!
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> The practice of seizing propertyA practical, chronological and exhaustive study of the implementation of a property seizure procedure.
We put all our expertise to work to achieve a simple objective: to prevent a property seizure.
The day-to-day running of the craft industry: qualifications, training and status of family and friends
Once a craft business has been set up and registered, the entrepreneurial adventure really begins. But the day-to-day running of a craft business involves much more than just producing goods or providing services. It raises important legal issues concerning the recognition of skills, the transfer of know-how and the status of individuals...Bills of exchange: managing the unexpected (non-payment, loss, theft, stop payment)
While the bill of exchange offers guarantees to secure payment, it does not eliminate all risks. Persistent non-payment, physical loss of the document, theft or other incidents can occur and seriously complicate the creditor's situation. How can you react effectively in these circumstances? Currency law...International buyer credit - mechanisms and legal structure
In international trade, financing exports is often a major challenge. Among the solutions available, buyer credit has emerged as a sophisticated instrument for facilitating international transactions while effectively spreading risk. This triangular mechanism deserves a closer look to understand its legal subtleties....Safeguard plan, recovery plan, sale plan: what outcomes for a company in difficulty?
When a company goes through a financial crisis, insolvency law offers several mechanisms for organising its rescue or, failing that, the transfer of its business. The safeguard plan, the recovery plan and the sale plan are the three possible outcomes of insolvency proceedings. Each is governed by...Who can take legal action? Acting for yourself or for others
We have seen in previous articles that taking legal action is not simply a question of being right, but requires that specific conditions be met for the claim to be deemed admissible. One of the fundamental conditions is that of direct and personal interest: in principle, only the person directly concerned...Day-to-day bills of exchange: payment, due dates and managing unpaid bills
Once a bill of exchange has been created and can be circulated, it reaches its natural conclusion: payment. This is the point at which the beneficiary, or final bearer, receives the promised sum of money. But how does this payment actually take place? What are the rules to be observed regarding maturity and...Understanding supplier credit: pre-financing and mobilisation
Export operations require considerable financial resources. Exporters often have to incur significant expenses long before they receive payment from their foreign customers. That's why the banking system has developed several financing mechanisms tailored to these specific needs. Pre-financing loans: financing the period...Making your rights known: mastering the notification of procedural documents
Receiving a legal document, such as a summons to appear in court or the service of a judgement, is a step that is often fraught with anxiety. Similarly, when you initiate proceedings, it is absolutely essential to ensure that your opponent has been officially informed. This is where the notion of...Opening insolvency proceedings: the legal process explained
When a company is going through such intense economic turbulence that its future is threatened, the opening of collective proceedings - safeguard, receivership or compulsory liquidation - often becomes an unavoidable step. Far from being an insignificant or improvised step, it marks the entry into a strict legal framework, designed to deal with the...Bills of exchange explained: how to create them and avoid the pitfalls
The bill of exchange, also known as a draft, remains a financial instrument commonly used in the French business world. Frequently used in commercial relations, it facilitates payments and organises credit between companies. However, its handling is technical and its precise rules are sometimes misunderstood. Here is a...

