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Analysis, practice notes and legal news on French banking law, credit and lending law, and civil enforcement procedures.
42 articles published
Chattel security law: the pledge
The general right of pledge (droit de gage general) is the cornerstone of the French legal system’s protection of creditors. This mechanism, sometimes overlooked, ensures a balance between transaction security and debtors’ rights. Its practical application raises numerous questions that merit analysis. The legal framework of the general right of pledge The general right of […]
Bank discounting: definition, operation, and stakes
Bank discounting (escompte bancaire), as outlined in our general overview of this mechanism, relies on the mobilisation of a receivable before its due date. For a receivable to be eligible for discounting, it must generally be embodied in a specific instrument that the business remits to its bank. The nature of this instrument is far […]
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