Course programme

Enforcement Law Updates

Learning Objectives

Upon completion of this course, participants will be able to:

  1. Identify recent case law developments in enforcement proceedings
  2. Master current issues relating to enforcement titles, claims, and the enforcement judge’s jurisdiction
  3. Integrate the impact of consumer protection public policy (unfair terms) into enforcement practice
  4. Apply recent case law on foreclosure proceedings

Module 1 – Overview of Enforcement Proceedings

  • The enforcement title: starting point of the limitation period (Cass. 2nd civ., 5 Oct. 2023); incomplete enforcement formula (Cass. 2nd civ., 6 Feb. 2025)
  • The liquidated claim: statutory interest surcharges (Cass. 2nd civ., 12 Jan. 2023); accounting between parties (Cass. 2nd civ., 15 Apr. 2021)
  • The enforceable claim: current developments
  • The enforcement judge: partial repeal of Article L. 213-6 COJ (Constitutional Council, 17 Nov. 2023; Cass. 2nd civ., 13 Mar. 2025); res judicata and CJEU case law

Module 2 – Consumer Protection Public Policy and Enforcement

  • Acceleration of the loan under consumer credit law
  • Unfair terms and their being deemed unwritten
  • Current state of the case law: CJEU and Court of Cassation
  • Proposed solutions and alert points for practitioners
  • Impact on foreclosure proceedings: enforcement judge’s duty to raise issues ex officio

Module 3 – Overview of Foreclosure Case Law

  • Limitation in foreclosure proceedings: start and end of the limitation period
  • The descriptive report: legal requirements, recent litigation
  • The orientation hearing: challenges to the creditor, the title, and the claim
  • The orientation judgment: operative part, effects, appeal, impact of consumer protection public policy on appeal
  • Adjudication: reserve price, excess of power challenge, application for revision, enforceability of the lease